Kiwi Working Overseas

Why do you need Travel Insurance ? 

Traveling overseas without travel insurance is a risk especially for a long stay for working purposes. Unexpected illness and accidents can happen to anyone, and medical treatment or hospitalization can quickly become very expensive. There is also the risk of flight cancellations, missed connections and lost luggage. With KIWI WORKING OVERSEAS you can enjoy your overseas stay and it is good to know that there is someone to turn if things go wrong

KIWI WORKING OVERSEAS is one of the cheapest plan for working overseas but cheap does not mean poor covers as we offer the most extending covers available on this niche of insurance market in partnership with Allianz, one of the most famous insurance companies in NZ and the World as well.

What are the covers?

Policy option  

Platinum

Gold

Cancellation/travel disruption

Loss of deposits due to cancellation

Unlimited

Unlimited

Curtailment of Travel

Unlimited

Unlimited

Missed connection/Travel delay

Unlimited

$10,000

Travel Delay

Unlimited

$10,000

Strikes and hijacks

$10,000

$10,000

Frequent flyer points

$10,000

$5,000

Costs of Resumption of travel/Alternative Staff

$20,000

$10,000

Additional expenses as a result of Terrorism

Covered within above limits

$3,000

Medical benefits

Medical Exepenses Overseas

Unlimited

Unlimited

PLUS

 

Medical repatriation excluding Terrorism

Unlimited

Unlimited

Medical repatriation as a result of Terrorism

Unlimited

$250,000

Follow-on NZ Medical Treatment

$3,000

$2,000

Dental as a result of injury

$3,000

$500

Emergency Dental Expenses

 

- As a result of an injury

$3,000

$2,000

- Pain relief not accidental related

$3,000

$1,000

Incidental Hospital Expenses

$5,000

$4,000

Accompanying Person Costs

Reasonable costs

Search and Rescue

$10,000

$10,000

Personal Accident and Loss of Income

Funeral Expenses

$25,000

$20,000

Accidental Death or Permanent Disablement excluding Terrorism

$50,000

$50,000

Accidental Death or Permanent Disablement as a result of Terrorism

$55,000

$25,000

Travel Accident

$100,000

$100,000

Loss of Income

$15,000

$10,000

Baggage, personal effects and money benefits

Personal Baggage - Total Limit All Items

$40,000

$30,000

General Item Limit

$3,000

$2,000

Electronic Equipment Item Limit

$5,000

$3,000

Trade Samples & Tools – Maximum Policy Limit

$20,000

$5,000

Emergency Baggage Limit

$2,500

$1,500

Replacement of Travel Documents

$3,000

$3,000

Money

$2,000

$1,000

Additional expenses as a result of Terrorism

Covered within above limits

$3,000

Personal liability benefits

Rental Vehicle Excess

$6,000

$6,000

Personal Liability

$2,500,000

$2,500,000

Defence Costs – Including Wrongful Arrest

$500,000

$500,000

Other Benefits

Kidnap and Ransom

$250,000

No Cover

Political Evacuation

$10,000

No Cover

Conditions:

Individual or family plans

Limit of age: 71  

You must live in New Zealand to apply to this policy

No excess on option

You need to apply for this policy before you leave New Zealand 

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