Working Holiday or Students Travelers

STUDENT&WORKING HOLIDAY COVER is tailored for you if you are going to a foreign country under working holiday visa or for studies purposes and you are living in European Union (including Switzerland&Norway)

STUDENT&WORKING HOLIDAY COVER will cover your medical expenses, at 100% with no excess, your cost of repatriation or evacuation and the damage you may cause to third people with our legal liability cover

Hassle free policy, no medical questions or formalities when you apply, cover of your hospitalisation expenses on call, 24H/24 7D/7 assistance, fast service and payment of your claim with a free app allowing you to take a photo of your medical bills and share instantly with our department claim. Reimbursements are proceeded within 72 working hours.

STUDENT&WORKING HOLIDAY COVER will provide cover to all your outdoor or sport activities (except motor or professional or air or fighting sports, snow sports out of tracks or commercial ski fields while not allowed due to weather conditions, ski in competition conditions, mountaineering >3,500m, caving > -100m plus a few other activities less frequent)
However are covered as air sport: Delta-plane, para-glider and Kite-Surf often excluded in other policies.

ATTENTION: You must live in European Economic Area (EEA) + Switzerland to apply to this policy


Medical expenses from 1st Euro 100% actual cost (no excess) limited to
USA, Canada, Argentine, Australia, New Zeland, China, South Korea, Japan, Hong Kong, Singapore, Taïwan  €500,000 per insured person
Other destinations  €200,000 per insured person
Emergency dental treatment NEW!  €300 per insured person  €600 for accident or injury
Medical expenses in your country of origin  €20,000 per insured person
Assistance for injury or sickness  
Travel cost for a relative to stay with you  Return ticket+ accomodation €100 € per night (10 nights)
Transport - repatriation  Actual costs
Continuation of travel  Return Ticket
Early return due to serious sickness affecting your close relatives
(including grands parents)
 Return Ticket
Medical assistance  Actual costs
Life Assistance  
Return of your remains to your country Actual costs
Cost of coffin for transport of your remains Actual costs
Early return due to close relative death Return Ticket
Travel Assistance  
Search&Rescue costs   €5,000 per event
Cash advance   €800
Legal costs advance   €30,000
Lawyer costs   €8,000
Travel information  Frais réels
Legal Liability  
All damages   €4,500,000
Property damages   €450,000
Excess   €150
Personal Belongings and Luggage  
During all you stay overseas inc journeys   €2,000
Sub-limit for precious items inc sport gear   €1,000
Option disablement by injury&In hospital personal cash Additional cost between €3 (1 month) & €40 (24 months)
Accidental death € 12,000
Permanent disablement € 50,000
In hospital cash allowance (> 3 days of hospital) € 50 per day/up to 30 days max
Maxi paid by event under this cover € 50,000


  • You must live in European Economic Area (EEA) + Switzerland to apply to this policy
  • You need to be student or working holiday visas holder to apply to this policy
  • You must take this policy at least the day before your departure otherwise you need to contact us>>
  • You are covered in your main destination visited under working holiday visa and in any other countries whatever your visa status, visited before, during or after your stay in main destination (up to 90 days per trip)
  • You can renew your policy while overseas under condition to do it before expiry date.
  • Age of applicants limited to 35.




Now you can apply up to 2 years in particular to comply with canadian immigration requirements:

 Duration  15 days  1 month 2 mths  3 mths 4 mths 5 mths 6 mths 7 mths 8 mths 9 mths 10 mths 11 mths 12 mths
Premium   €56   €67   €97   €135   €163   €199   €232   €267   €301   €334   €365   €398   €398
Duration n/a 13 mths 14 mths 15 mths 16 mths 17 mths 18 mths 19 mths 20 mths 21 mths 22 mths 23 mths 24 mths
Premium n/a €465 €495 €533 €561 €597 €630 €665 €699 €732 €763 €796 €796

12th and 24mth are free

Apply Now