Comprehensive Car Insurance



Comprehensive covers all damages (accident, theft, fire, windows...) to your vehicle, whether your are at fault or not.

Covers making the difference>>

ATTENTION: in order to prevent any fraud attempt, we may offer specific conditions of excess or covers for people driving uninsured their vehicles for several weeks.

Benefits

covered : √ uncovered : X
 

Comprehensive

Amount

Material Damages caused to other

$20,000,000
(bodily+material)

Bodily Damages caused to other

$20,000,000
(bodily+material)

Fire

Purchase value up to 150% of market value

Theft and attempt

Purchase value up to 150% of market value

Other damages (on your own or when you are at fault with another part or with non identified other part)

Purchase value up to 150% of market value

Windows

All windows  (not only windscreen)
No excess

Accident Assistance (towing)

 

Breakdown Assistance dépannage (see further below)

option

Up to $100 per call out

Additional driver after policy is issued

Yes

 €25

Early cancellation Yes

€40
After 3 months minimum and no claim
Change of vehicle

€25

Excesses

Yes when you are at fault or with unidentified other part at fault

$500 > 25 years old
$600 22-24 years old
$800 <22 years old
Unlisted driver :
Double excess

Insured value means that your vehicle is covered up to the value you have bought your vehicle, not the market value like most of other companies. Market value is much lower especially for DIY modified vehicles.

Rates

Premiums per vehicle (in euros - roadside assistance excluded)

Please note that you cannot compare our pricing with standard car insurance offered by local companies. You cannot insure a modified vehicle into campervan with standard policy. You have to take a specific Motorhome policy, Competitors do not give the option to get a quote or apply online for this kind of policy.

Comprehensive

Duration

Vehicles < $5,001

Vehicles $5,001-$10,000

Vehicles $10,001-$15,000

Vehicles $15,001-$20,000

Ages

>25

22-24

<22

>25

22-24

<22

>25

22-24

<22

>25

22-24

<22

3 mths 222 222 273 222 258 291 244 305
331
258 309 352
6 mths 350 376 477 368 455 510 412 535
586
441 542 629
9 mths 511 526 678 515 645 725 580
765
841
624 776 906
12 mhs 538 625 842 596 788 915 618 824 951 661 879 1024
Monthly 229+
9x$81
239+
9X$87
€295+
9X$116
239+
9X$87
€285+
9X$110
317+
9X$127
 251
+9X$93
 306
+9X$122
 338
+9X$139
262
+9XS99
316
+9X$127
359
+9X$150

How monthly payment works?
1st instalment in € at application then from the 4th month, 9 monthly instalments in NZD charged on your credit card or NZ bank account

Under condition you do not present issues in your driving history, you are covered once payment has been made online. A copy of your application form will be emailed to you immediately. Within 12H you will receive another email with your policy documents and instructions

Premium are based on age of youngest driver

Please remember that you will not pay any international transaction fees if you pay with a credit card in €. Otherwise you can pay your insurance by internet banking onto a New Zealand bank account (please contact us if your prefer this option)

Option Roadside Assistance

Benefits included in Standard: $100 of benefit for towing or breakdown service (flat battery, flat tyre, lost keys, emergency fuel)

+ under Premium: $200 benefit for towing instead of $100 (however breakdown service stays at $100) + in case you are stranded more than 100k from your NZ address: rental car OR accommodation (up to 3 days from second day)

Limit of 3 calls out per policy (2 calls on 6 months policy) with 48 hours of waiting time for 1st call out.

Premium cover is especially relevant for people living in their vehicle. If your vehicle is immobilized for more than 24 hours, for mechanical reasons, you may need to seek alternative accommodation.  With Premium cover you will be entitled to either; a rental car for 3 days or accommodation for the same period.

Rates (in addition of car insurance premiums as above)

  • Standard 6 months: €43
  • Standard 1 year: €55
  • Premium 1 year (only): €76

Roadside assistance can be taken alongside any car policy or separately

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