Kiwi Working Overseas

Why do you need Travel Insurance ? 

Traveling overseas without travel insurance is a risk especially for a long stay for working purposes. Unexpected illness and accidents can happen to anyone, and medical treatment or hospitalization can quickly become very expensive. There is also the risk of flight cancellations, missed connections and lost luggage. With KIWI WORKING OVERSEAS you can enjoy your overseas stay and it is good to know that there is someone to turn if things go wrong

KIWI WORKING OVERSEAS is one of the cheapest plan for working overseas but cheap does not mean poor covers as we offer the most extending covers available on this niche of insurance market in partnership with Allianz, one of the most famous insurance companies in NZ and the World as well.



Policy option   Platinum Gold
Cancellation/travel disruption
Loss of deposits due to cancellation Unlimited Unlimited
Curtailment of Travel Unlimited Unlimited
Missed connection/Travel delay Unlimited $10,000
Travel Delay Unlimited $10,000
Strikes and hijacks $10,000 $10,000
Frequent flyer points $10,000 $5,000
Costs of Resumption of travel/Alternative Staff $20,000 $10,000
Additional expenses as a result of Terrorism Covered within above limits $3,000
Medical benefits
Medical Expenses Overseas Unlimited Unlimited
Medical repatriation excluding Terrorism Unlimited Unlimited
Medical repatriation as a result of Terrorism Unlimited $250,000
Follow-on NZ Medical Treatment $3,000 $2,000
Dental as a result of injury $3,000 $500
Emergency Dental Expenses  
- As a result of an injury $3,000 $2,000
- Pain relief not accidental related $3,000 $1,000
Incidental Hospital Expenses $5,000 $4,000
Accompanying Person Costs Reasonable costs
Search and Rescue $10,000 $10,000
Personal Accident and Loss of Income
Funeral Expenses $25,000 $20,000
Accidental Death or Permanent Disablement excluding Terrorism $50,000 $50,000
Accidental Death or Permanent Disablement as a result of Terrorism $55,000 $25,000
Travel Accident $100,000 $100,000
Loss of Income $15,000 $10,000
Baggage, personal effects and money benefits
Personal Baggage - Total Limit All Items $40,000 $30,000
General Item Limit $3,000 $2,000
Electronic Equipment Item Limit $5,000 $3,000
Trade Samples & Tools – Maximum Policy Limit $20,000 $5,000
Emergency Baggage Limit $2,500 $1,500
Replacement of Travel Documents $3,000 $3,000
Money $2,000 $1,000
Additional expenses as a result of Terrorism Covered within above limits $3,000
Personal liability benefits
Rental Vehicle Excess $6,000 $6,000
Personal Liability $2,500,000 $2,500,000
Defence Costs – Including Wrongful Arrest $500,000 $500,000
Other Benefits
Kidnap and Ransom $250,000 No Cover
Political Evacuation $10,000 No Cover


  • Limit of age: 71
  • You must live in New Zealand to apply to this policy(not necessarily being NZ resident)
  • No excess on option, otherwise $150 excess applies
  • Attention: this policy must be purchased before you leave the New Zealand

Kiwi Working Overseas Full Schedule of Benefits >>

Kiwi Working Overseas PW>>


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