Kiwi Working Overseas


  • employee

    Travelling overseas without travel insurance is a risk, and even more so if you are overseas for a long stay and or work purposes. Unexpected illness and accidents can happen to anyone and medical treatment or hospitalization can quickly become very expensive. There is also the risk of flight cancellations, missed connections and lost luggage.

  • insurance company

    With our KIWI WORKING OVERSEAS  plan you can enjoy your overseas stay knowing that you are covered if something unexpected goes wrong. KIWI WORKING OVERSEAS is one of the cheapest plans for working overseas. Cheap does not mean poor cover. Working in partnership with the world-renowned insurance company, Allianz, we are able to offer a wide range of covers.


ATTENTION: Unfortunately this policy does not cover if you are already overseas.

However we offer another solution with Globe Traveller or Globe Trotter Cover (people under 40) if you are in this situation (for a quote please contact us>>)

  • Limit of age : 71 years.
  • Country of residence : you must live in New Zealand to apply to this policy. No resident visa is required.
  • Duration : up to 365 days (renewable while overseas).
  • Countries covered : Worldwide.
  • Excess: $150 excess applies if ‘No excess option’ was not selected.
  • Cover for epidemic and pandemic diseases inc Covid 19 (cancellation and medical expenses)

Remember please that this policy must be purchased before you leave the New Zealand.


KIWI WORKING OVERSEAS is offered under two plans  "Gold" or "Platinum" . The Gold plan is the most comprehensive cover for your business trips as it offers higher benefit limits. The table below describes the benefits of those two plans

Policy Option Platinum Gold
Cancellation / Travel disruption
Loss of deposits Unlimited Unlimited
Curtailment  Unlimited Unlimited
Missed connection. Travel delay Unlimited $10 000
Medical Benefits
Medical expenses overseas Unlimited Unlimited
Medical repatriation as a result of terrorism Unlimited $250,000
Follow-on New Zealand medical treatment $3,000 $2,000
Emergency dental expenses

As a result of an injury

$3,000 $2,000

Pain relief not accident related

$3,000 $1,000
Incidental hospital expenses $5,000 $4,000
Accompanying person costs Reasonable costs
Search and Rescue $10,000 $10,000
Personal Accident and Loss of Income
Funeral expenses $25,000 $20,000
Accidental death or permanent disablement - excluding terrorism $50,000 $50,000
Accidental death or permanent disablement - as a result of terrorism $55,000 $25,000
Travel accident $100,000 $100,000
Loss of income $15,000 $10,000
Baggage, Personal Effects, and Money Benefits
Personal baggage - total limit all items $40,000 $30,000
Personal Liability Benefits
Rental vehicle excess $6,000 $6,000
Personal liability $2,500,000 $50,000
Defence costs - including wrongful arrest  $500,000 $500,000
Other Benefits
Kidnap and ransom $250,000 No cover
Political evacuation $10,000 No cover
Download Full Table of Benefits here >>


Make your personalized quote or subscribe by clicking on the link below (please tick 'business outbound' box)

Additional Info

Below, the documents related to this insurance policy.

AGA Business Travel Insurance 1 12 20 PW

  • 1st prize: Refund of your airticket to your favourite working holiday destination (up to €1.000)
  • 2nd prize: 1 tablet  (up to €350)
  • 3rd to 5th prize: €50 refund onto your CCM assurance premium
  • 6th to 10th prize: Amazon voucher value 20€
Learn More »
win tablet